Is your credit below average? Have you filed a bankruptcy? Fallen behind on your rent or credit card payments? Had a vehicle repossessed? Well, the good news is you may still qualify for a loan… as long as you can show some form of monthly income.
The Big Wall Street banks would have you believe that no one can get a loan with a credit rating below 650. Many also specify the use of the money. You might qualify for a loan, but only if you buy a car or something they can sell in case you default. (more…)
May 17, 2012
Well, it’s that time again. Time to share my favorite coupon tips. And this month we’ve got some good ones! I’m guessing most of our readers have read our coupon tips before, but this month we’re kicking it up a notch. And if you’ve never checked our tips, you’re in for a real treat. My motto is “Why pay more if you don’t have to?” and it’s truer today than ever. So if you’ve never read our tips, of even if you have, I encourage you click on and start saving! (more…)
May 13, 2012
Everyone’s talking about gas prices these days. And it’s true. Gas prices have risen. Orange County has perhaps the highest prices at around $4.00 a gallon. The national average, as seen in the chart below courtesy of GasBuddy.com, is a little less at $3.84 a gallon. But it’s close to the all-time high average price of $4.12 a gallon and certainly the last thing anyone needs in this economy. (more…)
May 9, 2012
It’s Fiesta Time, amigos! And if you’re like me Fiesta Time means only one thing: PARTY!!!! But having a Cinqo de Mayo party can run into some serious dinero. There’s the food, the decorations, the pinata, the party favors, the accessories and of course.. the margeuritas! How can you throw a successful party without draining your bank account?
Well, the good news is you can! Just try these handy links and save money on everything from hand-painted maracas to margeurita glow cups: (more…)
May 5, 2012
Budgeting sounds tedious, doesn’t it? Sounds like hours of drudging through bills and paperwork, hours of calculating, hours of checking and rechecking numbers…and I don’t know about you, but I’m no math whiz!
But household budgeting doesn’t have to be tedious. You can set up a household budget in just minutes if you have everything you need. So let’s start today by getting your ducks in a row and I’ll show you just how easy it is to set up a household budget. (more…)
May 1, 2012
We didn’t have much of a winter this year, but spring has definitely sprung. And with spring comes Spring Savings. And the savings this year are amazing!
Travel
If your vacation includes any airfare this summer, book now. That way you’ll get the best rates. And if you book in the middle of the week your rates will be even lower. Check these sites for the best airfare rates… (more…)
April 26, 2012
I met a friend last week I hadn’t seen for years. We struck up a conversation and he began telling me that he’d been “hoarding pennies” for a year because the copper made them “far more valuable” than their face value. “In fact,” he said. “They’re worth more than two cents!”
I smiled, congratulated him on his savings plan and continued on my way. But the conversation stuck in my head. So I decided to do some research. And lo and behold, he was right!
Well, sort of. (more…)
April 22, 2012
Want to save money on groceries? You’re not alone. We hear it all the time. People everywhere are having a harder time of keeping up with the high price of food.
But it doesn’t have to be that way. We sit down every month to bring you the best tips on how you can not only cut but slash… your grocery bill. After all, you’ve got better things to spend your money on than brussells sprouts!
So here’s a few tips we’ve found indispensible: (more…)
April 17, 2012
More than 10 million tax extensions are filed every year. The reasons vary from person to person. Some folks are out of the country at tax time. Others are waiting on crucial documents. Still others have undergone a situation that complicated their tax preparation – buying a home, selling a home, moving, an extended illness. Then there are those who simply couldn’t get it together by the tax deadline.
But the fact is you don’t really need a reason to file for a tax extension. The IRS doesn’t require one. What’s more, there may be some compelling reasons to do so. … (more…)
April 14, 2012
Okay. Now you guys are reading my mail. Yes, I got a refund this year. Yes, it’s already spent. And yes, ughhhhhhh! I could really use it all over again. So, now what? Do I go skulking off, cursing myself for a weakling, with a firm vow to never set foot in another mall?
First Things First
Hardly. The fact that you even got a refund shows you’re doing something right. So, pat yourself on the back for not taking your “refund” a little bit at a time and winding up with a huge tax bill at the end of the year. You might be broke, but at least you’re not in debt.
“But I am in Debt!” (more…)
April 10, 2012
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Is your credit below average? Have you filed a bankruptcy? Fallen behind on your rent or credit card payments? Had a vehicle repossessed? Well, the good news is you may still qualify for a loan… as long as you can show some form of monthly income.
